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Documents needed for loan application

Basic documents you need

  1. Copy of drivers license
  2. Copy of Social Security cards
  3. Copy of W-2 statements for the last 2 years
  4. Copy of current one month pay stub (a stub for every pay period)
  5. Copy of most recent bank statement (all pages)
  6. List of all liabilities and payments

Additional documents may be required if you

  1. Receive child support
  2. Have filed bankruptcy in the past 7 years
  3. Are divorced
  4. Receive any other income that will be used to help you qualify for a loan
  5. Are not a U.S. Citizen
  6. Own other property
  7. Are a veteran applying for a VA loan
  8. Are self-employed or have commission income